Self Employed Mortgage

Achieve your goals with a Self Employed Mortgage from our nationwide network of alternative, boutique and specialized lenders.

self employed mortgage

Take The Next Step

We help you to secure the best Self Employed Mortgage options that will take your business to the next level. 

Our creative funding solutions are provided by an experienced team that will walk you through every step of the process.

The ZagFi network will provide you with flexible term options that will work best for your situation.

Whether you a shorter term or longer term arrangement, our network of alternative, boutique and specialized lenders will help you get to where you need to be.

How It Works

Learn more about our Self Employed Mortgage options.

boutique and alternative lenders


Apply in less than 1 minute to get the process started.


Quickly connect with our experienced team who will support you with the next steps.

alternative business lending

Get funded

We help you to quickly receive your funds whether it’s a refinance or new purchase.

Frequently Asked Questions

Our mission is to help you achieve your goals with flexible Self Employed Mortgage options. At ZagFi , we primarily work with alternative, boutique and specialized lenders who have a deep understanding of your niche.

Getting a Self Employed Mortgage is much like getting other loans. Our lenders will typically ask for:

  • 3 months of account statements – In order to qualify, you will need to provide the last 3 months of bank statements.
  • $10,000 in gross monthly sales – The minimum to qualify is $10,000 in gross monthly sales.
  • 620 FICO Score – A Self Employed Mortgage is great for most credit profiles. The minimum FICO Score requirements are 620.
  • Loan amount – The minimum loan amount should be at least $200,000.00

We also recommend to have other business banking records available as well. This will help you speed up the process.

Alternative, boutique and specialized lenders provide a personalized touch to support your business. They can provide better rates, custom financing options and more flexibility depending upon your situation.

They can provide a variety of business loan options including Business Line of Credit, Equipment Financing, SBA Loans, Accounts Receivable Financing, Merchant Cash Advance, Franchise Financing, Asset Based Loans, Fix and Flip Loans, Startup Funding, and more.

You will be able to quickly access the funds upon approval. We recommend that you meet the qualifications as well have additional documentation available if needed to speed up the process.

The best Self Employed Mortgage option will meet the following criteria:

  • Fast processing from beginning to end.
  • Access to a variety of lending options.
  • Reasonable rates – get favorable rates that work with your business needs.

Yes, we have a nationwide network of lenders that cover all 50 states. Whether you live in a metropolitan area or a rural community, we can help.

We try to run a soft credit checks whenever possible which should not impact your credit score. There are times when it may be required to run a hard credit check which might impact your score in certain situations.

Typically, the loan repayment is not tax deductible but the interest accrued on the loan will be tax deductible.  We highly recommend that you speak with your accountant or financial advisor about this to get more details.

Apply Today!

Get your funds quickly once you're approved.